The rules and conditions that govern your use of our platform.

Legal

Terms of Service

If you have any questions or concerns about our Terms of Service, please contact us at

Questions about these terms?

These Terms of Service ("Terms") constitute a legally binding agreement between you and **TCIU LTD** (Company Number: 14688767), operating the website **newowner.me** (the "Platform").

By accessing or using our Platform, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Platform.

Agreement to Terms

To use our Platform, you must:

- Be at least **18 years of age**
- Have the legal capacity to enter into binding agreements
- Not be prohibited from using our services under applicable law
- Provide accurate and complete registration information

If you are using the Platform on behalf of a business or organisation, you represent that you have the authority to bind that entity to these Terms.

Eligibility

When you create an account on our Platform, you agree to:

- **Provide accurate information** — all registration details must be truthful and current
- **Maintain security** — you are responsible for safeguarding your login credentials
- **Notify us promptly** — inform us immediately of any unauthorised access to your account
- **One account per person** — you may not create multiple accounts

We reserve the right to suspend or terminate accounts that violate these Terms or contain inaccurate information.

Account Registration

NewOwner provides a marketplace platform that connects:

- **Business sellers** — individuals and entities listing businesses for sale
- **Business buyers** — individuals and entities seeking to acquire businesses
- **Investors** — individuals and entities seeking investment opportunities

We act as an intermediary platform and are **not a party** to any transaction between buyers and sellers. We do not guarantee the accuracy of listings, the solvency of parties, or the completion of any transaction.

Platform Services

If you create a listing on our Platform, you agree to:

1. **Accuracy** — all information in your listing must be truthful, accurate, and not misleading
2. **Ownership** — you must have the legal right to sell or offer the business or investment
3. **Compliance** — your listing must comply with all applicable laws and regulations
4. **No prohibited content** — listings must not contain illegal, fraudulent, or deceptive material
5. **Timely updates** — you must update or remove listings that are no longer available

We reserve the right to remove any listing that violates these rules without prior notice.

Listing Rules

Access to certain features of the Platform requires a paid subscription. By subscribing, you agree to:

- **Payment terms** — pay the applicable fees as described on our pricing page
- **Recurring billing** — subscriptions renew automatically unless cancelled before the renewal date
- **Price changes** — we may adjust pricing with 30 days' prior notice
- **No refunds** — subscription fees are non-refundable except where required by law

All payments are processed securely through third-party payment providers. We do not store your full payment card details.

Subscription Plans and Payments

All content on the Platform, including but not limited to text, graphics, logos, icons, images, software, and design elements, is the property of TCIU LTD or its licensors and is protected by intellectual property laws.

You may not:

- **Copy or reproduce** — duplicate any part of the Platform without written permission
- **Modify or adapt** — alter, translate, or create derivative works from our content
- **Distribute** — share, sell, or license our content to third parties
- **Scrape or mine** — use automated tools to extract data from the Platform

Intellectual Property

By submitting content to the Platform (listings, messages, reviews, etc.), you:

- **Retain ownership** — you keep the rights to your content
- **Grant us a licence** — you grant TCIU LTD a non-exclusive, worldwide, royalty-free licence to use, display, reproduce, and distribute your content in connection with operating the Platform
- **Warrant legality** — you confirm that your content does not infringe any third-party rights

We may remove user content that violates these Terms or is otherwise objectionable.

User Content

When using the Platform, you must not:

- **Engage in fraud** — misrepresent your identity, qualifications, or intentions
- **Harass others** — threaten, abuse, or discriminate against other users
- **Spam** — send unsolicited commercial messages or advertisements
- **Interfere** — disrupt the Platform's operation, security, or infrastructure
- **Circumvent** — attempt to bypass access controls, security measures, or payment systems
- **Violate laws** — use the Platform for any unlawful purpose
- **Reverse engineer** — decompile, disassemble, or reverse-engineer any part of the Platform

Prohibited Conduct

To the maximum extent permitted by law:

- The Platform is provided **"as is"** and **"as available"** without warranties of any kind
- TCIU LTD is **not liable** for any indirect, incidental, special, consequential, or punitive damages
- Our total liability for any claim arising from these Terms shall not exceed the amount you paid to us in the **12 months** preceding the claim
- We are **not responsible** for the actions, content, or conduct of any user or third party

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded by law.

Limitation of Liability

You agree to indemnify and hold harmless TCIU LTD, its directors, officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

- Your use of the Platform
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you submit to the Platform

Indemnification

We may suspend or terminate your access to the Platform at any time, with or without cause, including if:

- You violate these Terms
- Your account is associated with fraudulent or illegal activity
- We discontinue the Platform or any part of it

Upon termination, your right to use the Platform ceases immediately. Provisions that by their nature should survive termination will remain in effect.

Termination

These Terms are governed by and construed in accordance with the laws of **England and Wales**. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Governing Law

We may update these Terms from time to time. When we make significant changes, we will:

- Post the updated Terms on our website
- Update the "Last updated" date at the top of this page
- Notify registered users by email where appropriate

Your continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.

Changes to These Terms

If you have questions about these Terms of Service, contact us:

- **Company**: TCIU LTD
- **Company Number**: 14688767
- **Email**: [support@newowner.me](mailto:support@newowner.me)
- **Website**: [newowner.me](https://newowner.me)